Transforming savings into investments
In summary Are you saving instead of investing? Discover why many women shy away from investing and how you can confidently begin building wealth today. Our Wealth Manager, Rachel Evans, discusses why many women prefer saving over investing and how understanding this can help you take steps towards a balanced financial approach. Saving vs. investing: […]
Go with the cash flow
In summary Our Senior Wealth Director, Simon Brookes, tells us how cash flow planning works and says that, even though there’s no crystal ball to consult, measured predictions can be the next best thing. What is cash flow planning? Cash flow planning is an incredibly helpful tool for visualising your financial future. You can plot […]
Unlocking the potential of the gilts market
A new era for gilts Investing in UK government bonds, or ‘gilts’, has undergone significant changes over the past 15 years. This article explores the historical context, the turning point in 2022, and the current opportunities for investors. The past 15 years For much of the past 15 years, investing in UK government bonds wasn’t […]
Empowering the future: the role of women in the great wealth transfer
Setting the stage The great wealth transfer is upon us, poised to reshape the financial landscape. As trillions of dollars are expected to pass from baby boomers to millennials globally1, the role of women in this transfer is crucial. Closer to home, it is estimated that over the next 30 years, around £5.5 trillion2 will be […]
Unlocking the tax advantages of offshore bonds
Investors are on the lookout for smart ways to help boost their finances, and offshore bonds have emerged as a crucial tool in this environment. They could offer significant tax advantages and flexibility, making them an attractive option for a diverse range of investors, from high-net-worth individuals to retirees. Understanding offshore bonds Offshore bonds are […]
Smart tax planning: Key tips for the end of the financial year
In summary As the end of the tax year approaches on 5 April, it’s important to stay ahead of the latest UK budget changes and optimise your financial strategies. Here are some top tax tips to help you reduce liabilities and enhance your financial position. You can download this article as a PDF here. Maximising […]
Women and investing: Myth versus reality
Myth 1: Women are not confident investors Myth 2: Women are risk averse Myth 3: Women are financially illiterate Myth 4: Women lack interest in investments Myth 5: Women lack access to money to invest Empowering women in investing Dispelling these myths is crucial for fostering a more inclusive and equitable investment landscape. Women are […]
Financial planning questions every business professional should ask
Our specialist wealth managers understand the priorities of successful business people. We can look after your personal financial plans while you look after your business plans – especially if you’re thinking about moving on from your business. But what questions do you need to ask yourself first? Do I manage my personal finances as well […]
Stealth tax? Wealth tax? What could fill the £22 billion black hole?
In summary Martin Lindsey, Head of Advice, details the plans that Chancellor Rachel Reeves could announce in the Autumn Budget on 30 October and stresses the need to act fast. The £22 billion budget black hole is to fall on the broadest shoulders Households have been warned to expect a disappointing budget, especially those […]
Financial planning questions every legal professional should ask
Keep your money as busy as you are. Aim to make it grow for when you have time to enjoy it. As a partner, you may not be sure what your annual income will be, which can make managing your money more challenging. We have financial specialists experienced in looking after legal professionals and professional […]